How we do things

Before we can start thinking about your future, we must take stock of where you are right now. We’ll review existing assets and savings and get under the bonnet of what you’ve got and, most importantly, define your short-, medium- and long-term objectives.

Once we’ve gathered all the information, we use the latest technology and cashflow planning to project forward and provide you with a visual interpretation of how you’ll meet your objectives. At this stage, we construct your portfolio with our investment manager, incorporating defined investment return targets.

Once we’ve finished creating your bespoke financial planning document, we will present it to you. Everything you have will be shown on one screen: objectives, risks, life cover, investments, children, income and expenditure.

You’ll be given the opportunity to go away and digest your plan. If you proceed, our team will implement it on your behalf. Communication is vital, and you can speak with us and keep an eye on things, securely, via our online portal or mobile app.

Things become much easier when you’ve got a team like ours beside you. All your details will be uploaded to our secure mobile app for you to keep an eye on things. As your objectives alter over time, we revisit your plan, catering to significant life changes, and refresh it to ensure you stay on track.