This year has seen enormous change in many ways for us all and the impacts of which may well be felt for many years to come. A time of uncertainty in many areas of life and not least investment markets. The investment market turmoil we have experienced this year has negatively affected the vast majority of assets, both those perceived to be of higher risk and those perceived lower risk too. Investment market volatility is a perennial occurrence and in an age of constant communication and instant global news coverage markets and investors are more than ever susceptible to swings in sentiment. 

Given that volatility is so much a part of investment market DNA nowadays, it is essential to have not only pro-active investment management, but an integrated and robust financial plan which clearly defines your objectives, sets out how these can be achieved and is updated to ensure you remain on course.

We carefully undertake financial planning using our 10-step systematic approach to enable each and every client to understand their financial journey and achieve their goals:

1. Information gathering
2. Defining objectives; short, medium, and longer term
3. Investment risk analysis
4. Creating your cashflow projection
5. Portfolio construction with our investment manager incorporating defined investment return targets
6. Creating your financial plan
7. Uploading your details to our holistic planning app
8. Financial planning review meeting
9. Refreshing your financial plan
10. Update our holistic planning app for you

Although we cannot control investment market volatility, we can create a financial plan that takes account of your objectives, integrating an investment strategy to meet these and utilising bespoke cashflow planning to ensure you have peace of mind and importantly achieve your goals.

At WKM we harness our 100 years of financial planning experience to create your personalised financial plan, utilising the latest financial technology to keep you updated all delivered in a traditional way (although we have all hung our suits up for good) and personalised for you and your family.

Thanks for reading.